Auto Insurance

Car insurance doesn’t have to be complicated.  

Auto insurance in Ontario that's just right for you

Car insurance in Ontario is required whether you own or lease your car to protect you and the people you care about. At BTI Direct, our goal is not just to get you the cheapest auto insurance, but to provide you with the coverage you need for yourself, your loved ones, and your property. 


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Why BTI Direct?

  • We work with the best insurance companies to provide you with competitive auto insurance rates in Toronto, Richmond Hill, Markham, Scarborough, North York and all of Ontario.
  • We provide service in a variety of languages.
  • We're on your side and will advise you on what coverages to get so that you have peace of mind without overpaying for insurance. 
  • Discounts: home & auto bundles, multiple car insurance discount, family discounts, and usage-based insurance discount.

Join thousands of happy drivers with the best auto insurance deals

Young Driver
  • 22 years old
  • Just bought her first car
  • G licensed driver
  • Using insurance app

$126 /month

Experienced Driver
  • 48 years old
  • Mother of 3
  • 2017 Nissan Murano
  • Pristine driving record

$117 /month

Bad-luck Driver
  • 32 years old
  • 2013 Honda Accord
  • Has a liability and collision claim
  • Has speeding & traffic light tickets

$191 /month


Mandatory Auto Insurance Coverages VS. Optional Coverages

Mandatory Coverages

Optional Coverages

Direct Compensation: pays for fixing your car if you are not at fault. Specific perils: covers losses caused by specific events like fire, theft, or certain natural disasters.
Uninsured Automobile Coverage: Covers you, your loved ones, and your vehicle against injury caused by an uninsured or unidentified person.  Collision or upset coverage:  pays for losses caused when your car is involved in a collision with another car or object.
Accident Benefits Coverage: Regardless of who is at fault, medical and other expenses you are entitled to receive are covered. Comprehensive: Covers every damage that could happen to your vehicle, except for collision and upset and vandalism.
Third party liability coverage: Pays on your behalf for injured parties and damaged property. All Perils: Combines the coverages of both comprehensive and collision and upset.


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